Sell stuff online. If you have high-quality items to sell, there are a slew of online marketplaces you can use. Just make sure you understand the fees associated with your sale before you take the plunge. Where neighborhood Facebook pages and Craigslist ads are free, many online marketplaces or consignment shops charge for ads or require you to fork over a percentage when you make a sale.
Make and sell crafts. If you are even a little bit crafty, consider selling your goods on a site like Etsy. Though you can make more money on intricate projects (ex. an exquisitely woodburned gourd), even labor-light projects can bring in good money if you’re willing to produce them in high quantities. Who knows – if you do well, you might even be inspired to start a crafts business.
This may sound like a dumb idea, frankly, but a lot of banks these days are offering $200 to $300 signup bonuses to customers who open up a new checking account. The catch, though, is that you generally have to really open these accounts. You need to be willing to set up a direct deposit and put money in the account, and you often don’t receive the bonus for at least a month, sometimes even longer. On the other hand, if you were thinking of going to a new bank, anyway, it’s an easy way to make some extra cash.
You could try advertising more, for example, by putting up signs around the neighborhood, posting about it on social media, or having people you know spread the word. You could also try doing it in a different neighborhood that might have friendlier people, or do it in a time and place where there's likely to be a lot of people walking around the area (e.g., near a church before the end of a mass).
Want to find clients? Check out the list below. Also, look up freelancers in your niche. You can use LinkedIn to find out who freelances. What brands do they work with? Often times, brands work with multiple freelancers. Feel free to send a cold email out to the brand asking if there are any opportunities for freelancing available. If they’re not interested at the time, they might reach out to you in the future.
Lynne Norris, who works out of her home in Pennsylvania (NorrisBusinessSolutions.com), says that rates for VAs run about $25 to $75 or more an hour, based on the types of services you provide. The startup costs are about $500 to $1,000, assuming you have an up-to-date computer and printer. Lynne loves the flexibility. "My children are happy that I don't miss the important things in their lives." Check out the International Virtual Assistants Association, orvirtualassistantjobs.com andteamdoubleclick.com for more.
Start analyzing your decisions from the perspective of a firm. In economics, a firm's goal is simply to maximize profit. Well-run firms spend money only if they can expect to make more money from their investment, and they allocate their resources to the most profitable use. You're not a firm, of course, and you have other considerations, but if you make the majority of your time and money decisions by choosing the options that promise the highest return on investment, you'll likely earn more money, and that's good news for your shareholders (you and your family).
When money is tight, using coupons can help save you a few bucks. However, with Coupon Chief it can also help you make money online. They offer a Pays to Share program where you’ll receive 2% of sales from the coupons you share on their platform. You’ll need to add coupons that haven’t already been shared. In return, you’ll make a 2% commission. The company has already paid out over $1.4 million in commissions.
If you're running on fumes, financially speaking, but you have some money coming your way soon, consider pawning something of value to borrow fast cash. Of course, to get those items back you'll need to pay back the loan with interest. If you don't pay it back in time, that you'll lose the item. If it's really something that has a lot of intrinsic value to you, don't do it. But if it's something that doesn't, you can certainly consider it depending on your situation.
They don’t even have to be your bottles: Plenty of people are too busy or lazy to bother returning a six-pack worth of beer or soda cans for 30 cents and simply leave them out for curbside pickup. It may not be trash day in your neighborhood, but it surely is somewhere. Fill up a 50-gallon trash bag with cast-off cans, and you can redeem them for about $12 – it’s just a start, but you can do it again and again, and all it takes is time and hustle.
Use a credit card’s cash advance feature. Some credit cards will allow you to withdraw a certain amount of cash by using it at an ATM. This can help you come up with cash in a hurry. However, the interest rates on cash advances are usually much higher than the credit card’s usual interest rate, meaning that you will eventually have to pay more.
Need a little extra cash in a hurry? You can feel pressure when you need to make money fast, but you do have options for getting it done. These include selling items, doing odd jobs, and finding money in overlooked ways. These methods may or may not be reliable long-term, but when you need to make some money in a few hours or days, they are your best shot.
Working online could actually earn you more if you play your cards well. For example, if you take on two jobs a day, you will earn less than a person who does five jobs a day. Your earnings fully depend on how much expertise you have and how willing you are to work. This means that you get value for your time and effort as opposed to working in an office for a fixed salary at the end of the month.